Sims 4 money cheats
Updated 9 money cheats
Type motherlode into the cheat console and the household you are playing gains §50,000. Type money <amount> instead and the balance becomes exactly that number, up or down.
Money cheats are one of only two groups that work without switching cheats on first, so there is nothing to prepare. They are the same on PC, Mac, Xbox and PlayStation.
Open the cheat console first
On Windows, press Ctrl + Shift + C. A text bar appears in the top left corner of the screen. Type the cheat, press Enter, then press Ctrl + Shift + C again or press Esc to close the bar.
On a Mac the answer depends on which guide you read. EA's own cheats FAQ gives Ctrl + Shift + C for PC and Mac alike, while SnootySims and Sims Community both give Command + Shift + C. Both combinations work on most Mac keyboards, so try one and fall back to the other.
On PlayStation, hold R1, R2, L1 and L2 together. On Xbox, hold RB, RT, LB and LT together. Pressing all four again closes the console, and so does Esc.
What you do not have to do is switch cheats on. EA lists the money cheats and the Build mode cheats as available whether or not the master switch is set. Everything else in the game, from skills to relationships to the shift-click menus, needs you to turn on testingcheats first.
Every money cheat
Nine commands, grouped by what they actually do to your household.
Add a fixed amount
The three classic money cheats. Each one adds to whatever the household already has, and you can repeat them as often as you like.
| Command | What it does | Notes | Copy |
|---|---|---|---|
Commandmotherlode | What it doesAdds §50,000 to the active household. | NotesThe fastest way to a large balance. Type it four times for §200,000. PC, Mac, Xbox, PlayStation. | |
Commandkaching | What it doesAdds §1,000 to the active household. | NotesUseful when you want a nudge rather than a windfall. PC, Mac, Xbox, PlayStation. | |
Commandrosebud | What it doesAdds §1,000. It does exactly the same thing as kaching. | NotesPick whichever of the two you find easier to type. PC, Mac, Xbox, PlayStation. |
Exact amounts
Use these when you want a specific number on the funds counter instead of a pile of round thousands.
| Command | What it does | Notes | Copy |
|---|---|---|---|
Commandmoney <amount> | What it doesSets household funds to exactly that number. It does not add to the balance. | NotesEA's example is money 145897, which leaves the household with 145,897 exactly. Because it sets rather than adds, a smaller number takes money away. One guide describes it as adding to your funds; EA's own wording is the one to follow. PC, Mac, Xbox, PlayStation. | |
Commandsims.modify_funds <amount> | What it doesAdds that amount to household funds, or subtracts it when the number is negative, as in sims.modify_funds -5000. | NotesNot documented by EA and not listed in the main guides checked for this page. Players report it working, but treat it as unconfirmed: if nothing happens, use money or motherlode instead. |
Houses and bills
Two cheats that change what your household has to pay for rather than what it has in the bank.
| Command | What it does | Notes | Copy |
|---|---|---|---|
CommandFreeRealEstate on | What it doesMakes every residential lot in the world cost §0, so you can move into any of them. | NotesType it from the world map, not from inside a lot. It does nothing if the cheat console is open on a lot. PC, Mac, Xbox, PlayStation. | |
CommandFreeRealEstate off | What it doesPuts the prices back. | None | |
Commandhousehold.autopay_bills true | What it doesBills are paid for you and stop arriving. | NotesListed under EA's general cheats. | |
Commandhousehold.autopay_bills false | What it doesRestores normal billing. | None |

Set an exact balance
The money command is the one most players miss. It sets household funds to the number you type rather than adding to them, which makes it the only way to land on a specific figure without arithmetic.
Type the number on its own, with no comma, no decimal point and no § sign. EA's documentation uses money 145897 as the example, and it leaves the household with 145,897 Simoleons exactly.
Because it sets rather than adds, it also works downwards. A household sitting on 80,000 that types money 500 is left with 500. That is handy for a challenge save where you want a specific starting balance, and it is the reason to check the number before you press Enter.
One guide describes money as adding to your funds instead of replacing them. EA's cheats FAQ is explicit that it sets the total, and that is the wording this page follows.
There is also sims.modify_funds, which players use to add or subtract an amount without touching the rest of the balance. It is widely repeated in community posts, but it does not appear in EA's FAQ or in the major guides checked for this page, so treat it as unconfirmed. If nothing happens when you run it, fall back to money.
Make every house free
Money in the bank is one problem, and the price of the house is another. FreeRealEstate on makes every residential lot in the world cost §0, so your household can move into the most expensive property on the map without paying for it.
There is one rule that catches almost everyone: you have to type it from the world map, the view where you can see the whole neighbourhood and pick a lot. Entering it while you are standing on a lot does nothing at all. Open the console from the map, type the cheat, then click the house you want.
FreeRealEstate off puts the prices back when you are done.
Stop the bills arriving
household.autopay_bills true pays your household's bills automatically, so they stop turning up in the mailbox and nobody gets their power cut off while you are playing someone else. household.autopay_bills false restores normal billing.
This is the quieter alternative to keeping a huge balance. If you like the routine of a household that has to earn its money but you do not want to babysit the mail, switch autopay on and leave the funds alone.
Xbox and PlayStation
Every command on this page is typed the same way on console as it is on a computer. Hold all four shoulder buttons to bring up the console, use the on-screen keyboard to type the cheat, and press Enter.
Console players have no access to mods of any kind, so the clicking approach further down this page is not an option there. The typed commands are the whole toolkit, which is also why they are worth learning properly. There is more on that in console support for UI Cheats.
Money cheats and achievements
On PlayStation and Xbox, any cheat that requires testingcheats true disables Achievements and Trophies for the save you are playing. Other saves are not affected, so a cheat save and a clean save can live side by side.
Money cheats do not require the master switch, which puts them outside that rule. EA states the exemption explicitly for Build mode cheats rather than for money, so that is the only part of it you can point at in writing. If trophies matter to you, keep a separate save for cheating and do the honest run in another one.
The same thing in one click
UI Cheats Extension is a free script mod by weerbesu that turns the game's own panels into controls. The money counter in the top left of Live mode is one of them, and it removes the console from this job entirely.
Left-click the money counter and the household gains §1,000, which is kaching without the typing. Right-click it and you type the exact balance you want, which is money without the typing. The same right-click also sets Galactic Credits, bits and pieces, so the Journey to Batuu and Eco Lifestyle currencies are covered by the same control.
The mod runs on Windows and Mac only, needs Script Mods Allowed switched on in Game Options, and has to match your game version. Everything UI Cheats can change in one click lists the other panels it touches, and the install guide covers the setup.
When a money cheat does nothing
Four causes account for nearly all of it. Work through them in this order.
- The console never opened. Look for the text bar in the top left corner before you start typing, because keystrokes with no console go to the game as shortcuts.
- You typed
FreeRealEstate onwhile standing on a lot. Go out to the world map and try again. - You expected
money 5000to add 5,000. It sets the balance to 5,000 instead. Check what the counter said before you ran it. - You used
sims.modify_funds, which is not in EA's documentation. Usemoneyormotherlodeinstead.
If the console itself refuses to open or every command is rejected, that is a different problem. Sims 4 cheats not working goes through the causes in the order that resolves them.
Frequently asked questions
How do you get more Simoleons in The Sims 4?
Open the cheat console, type motherlode and press Enter. The active household gains §50,000. Repeat it as often as you like: four times gives you §200,000.
How do you set household funds to an exact amount?
Type money followed by the number you want, with no comma and no § sign. EA's example is money 145897, which leaves the household with exactly 145,897. Because the command sets the balance rather than adding to it, a smaller number takes money away.
Does motherlode need testingcheats true?
No. EA lists the money cheats and the Build mode cheats as the two groups that work whether or not the master switch is on. Every other cheat family needs testingcheats true first.
What is the difference between kaching and rosebud?
Nothing. Both add §1,000 to the active household. Use whichever you find easier to type.
How do you make every house free?
Go out to the world map, open the cheat console there and type FreeRealEstate on. Every residential lot in that world then costs §0. Typing it while you are on a lot does nothing, which is the usual reason people think it is broken.
Can you take Simoleons away from a household?
Yes. money sets the balance, so typing a number lower than the current one removes the difference. There is no separate command for charging a household.
Do money cheats disable achievements on console?
The rule EA gives is that cheats needing testingcheats true disable Achievements and Trophies for that save only. Money cheats do not need it. EA names Build mode cheats as the group that explicitly stays safe, so if trophies matter to you, that is the only guarantee in writing.
Is there a money cheat for The Sims 4 on a Mac?
The same ones. Cheat codes are part of the game rather than a mod, so nothing is Windows-only. EA's FAQ gives Ctrl + Shift + C for the console on PC and Mac alike, while several guides give Command + Shift + C on a Mac. Try one, then the other.
Keep going
- Build mode cheatsPlace objects anywhere and unlock the hidden catalogue once the house is paid for.
- All Sims 4 cheatsThe full code list, grouped by what each command changes.
- How to enable cheatsThe console keys on every platform, and what testingcheats unlocks.
- Needs cheatsFill hunger, energy and the rest, or freeze them where they are.